Why are 401(k)/IRA balances substantially below potential?

Biggs, Andrew G., Alicia Haydock Munnell, and Anqui Chen. “Why are 401(k)/IRA balances substantially below potential?”. Issue in Brief 19-17, Chestnut Hill, Mass.: Center for Retirement Research at Boston College, November 2019. http://hdl.handle.net/2345/bc-ir:108631.
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