Pension accounting & personal saving

Lusardi, Annamaria, Jonathan Skinner, and Steven Venti. “Pension accounting & personal saving ”. Just the Facts 8, Chestnut Hill, Mass.: Center for Retirement Research at Boston College, April 2003. http://hdl.handle.net/2345/bc-ir:104700.
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Abstract

In the past two decades, the personal saving rate in the United States has declined dramatically, from 10.6 percent of disposable personal income in 1984 to a low of 2.3 percent in 2001, before bouncing back to 3.9 percent in 2002 (U.S. Department of Commerce, 2003). There is considerable debate over the reasons for this decline in the personal saving rate, as calculated by the National Income and Product Accounts (NIPA), as well as its usefulness as an indicator of saving. Many observers have questioned the influence of stock market wealth on conventionally measured personal saving rates and have noted three major ways in which the stock market and saving may be linked...

Title
Pension accounting & personal saving
Author
Lusardi, Annamaria
Skinner, Jonathan
Venti, Steven
Center
Center for Retirement Research
Genre
report
Date Issued
April 2003
Publisher
Center for Retirement Research at Boston College
Series Title
Just the Facts
Series Number
8
Version Identification
Version of record.
Persistent Link
http://hdl.handle.net/2345/bc-ir:104700
Use Restrictions
These materials are made available for use in research, teaching and private study, pursuant to U.S. Copyright Law. The user must assume full responsibility for any use of the materials, including but not limited to, infringement of copyright and publication rights of reproduced materials. Any materials used for academic research or otherwise should be fully credited with the source. The publisher or original authors may retain copyright to the materials.
Subject
Financing retirement

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